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July Newsletter

Are You Ready for the Next Storm?

An alert pops up on your computer or phone: “Area Flood Warning.” The National Weather Service has predicted heavy, sustained rainfall for your area. Are you ready?

The Atlantic hurricane season runs from June 1 to November 30 and peaks between August and October, according to the National Oceanic and Atmospheric Administration’s (NOAA) National Hurricane Center. The Eastern Pacific hurricane season runs from May 15 to November 30. The U.S. East Coast also faces the threat of powerful winter Nor’easters from September to April.

Do you have emergency action and evacuation plans? Do you have procedures for recovering from storm damage? Click here for more information on creating a plan to prepare for the potential hazards a storm can bring.

10 Tips for Driving Safely in the Rain

The attached article is courtesy of EMC Insurance Companies

Rain, rain, go away …If only it were that easy. Driving in wet conditions is a common occurrence, and contrary to popular belief, it is much deadlier than driving on snowy streets and roads, according to the U.S. Department of Transportation. Records show that 73% of weather-related crashes occur on wet pavements and 46% occur during rainfall. Snow, sleet and slush are involved in about 44% of crashes. Click here for 10 tips to tackle rainy roads like an expert.

June Newsletter

Safely Reopen Your Business After COVID-19: Fleet Operations

This article is courtesy of Harford Mutual. Contact Nansemond Insurance Agency to learn what Harford Mutual can do for you.

Businesses are starting to reopen, and they’re doing so with the safety of their employees and customers in mind. According to the Centers for Disease Control and Prevention (CDC), COVID-19 is expected to remain a public health threat. Community containment has helped to slow the spread of this disease throughout the country, and we will need to continue to focus on these efforts. As our country slowly reinstates parts of the workforce, critical strategies need to be considered in anticipation of returning to business operations. Click here to learn more about potential exposures and what you can do to stop the spread.

“Give ’em a BRAKE” — Road Construction Safety and Defensive Driving Tips

This article is courtesy of Accident Fund Insurance Company of America.

When drivers get behind the wheel, they take responsibility for maintaining control of 2-ton machines that can easily cover a distance of more than 80 feet in one second. Operation of a vehicle must be taken seriously. Unsafe traveling speeds, distracted driving and driver fatigue and are three of the biggest culprits of unnecessary vehicle-related accidents and fatalities. Click here to continue reading.

May Newsletter

Entering and Exiting the Cab

This article is courtesy of Acuity Insurance

FMCSA Regulation §399.207: Any person entering or exiting the cab or accessing the rear portion of a high-profile COE truck or truck-tractor shall be afforded sufficient steps and handhold and/or deck plates to allow the user to have at least three limbs in contact with the truck or truck-tractor at any time. Click here for helpful steps to maintain three-point contact.

Real Life Lessons From Truck Drivers Injured at Work: An Excedrin Headache

This article is courtesy of Midwestern Insurance Alliance

Plop – Plop – Fizz – Fizz – Oh what a relief it is!! Those of us old enough to remember back before shoelaces were replaced by Velcro and one of the requirements for promotion to the 2nd grade was to be able to tie our shoes will recall this advertisement jingle. It had to do with the funny looking cartoon character whose head was an Alka-Seltzer tablet (similar to the Green Bay Packer cheese heads). He was encouraging everyone to take an Alka-Seltzer tablet for their headaches. Likewise, the competing Excedrin product was advertised for headache relief and their marketing became so successful that most of us now refer to headaches as an Excedrin headache. Goes to show just how effective, or mentally controlling, an advertisement can be. The funny thing about these commercials was not funny to Zack a few months ago when he got injured. In fact, the accident was far from funny and could have been life threatening. Click here to read Zack’s story.

April Newsletter

Thank a Trucker

Americans appreciate the job truckers are doing for us! Great West Casualty Company has insured trucks for many year and produced the below video tribute. We are proud to represent Great West Casualty Company and are proud of the job you do each day!

#ThankATrucker | Great West Casualty Company

Watch the Video

No Workers’ Compensation Awarded to Truck Driver Injured in Motor Vehicle Accident After Failing to Wear Seat Belt

The attached article is courtesy of: Setliff Law, P.C. 4940 Dominion Boulevard Glen Allen, VA 23060; Phone: (804)377-1276; Email: 

Everyone knows to wear a seat belt. Some cars even have sticker warnings, while other car systems flash warning signals when the car starts, but how many drivers adhere to these warnings? Who is at fault if someone doesn’t wear a seat belt and gets hurt? Is it the employer? Is it the employee? Click here to read more.

Risk Management Round Table: COVID-19 and the Transportation Industry

This podcast is courtesy of: East Coast Risk Management 7562 State Route 30 North Huntingdon, PA 15642; Phone: (724)864-8745
Click here to listen to a podcast where East Coast Risk Management’s Manager of DOT Services, Mike Kuiros explains how the transportation industry has changed due to COVID-19.

March Newsletter

As we all navigate our way through these difficult times, Nansemond Insurance is here to help. The attached SBA Owners Guide to the CARES Act can provide you steps in taking advantage of the relief funds available for you (including the loan application procedures). Grants may be available now for your business, please refer to the ‘Economic Injury Disaster Loans & Emergency Economic Injury Grants’ section starting on page 7 of the SBA Owners Guide. Click here for the SBA Owners Guide. Click here for additional information on the CARES Act.

Tax Relief and COVID-19:  Federal Tax Credits for Small and Midsize Businesses to Recover Costs of Coronavirus-Related Leave

The attached article is courtesy of: Setliff Law, P.C. 4940 Dominion Boulevard Glen Allen, VA 23060; Phone: 804-377-1276; Email: 

On March 20, 2020, the U.S. Treasury Department, Internal Revenue Service (IRS), and the U.S. Department of Labor (Labor) announced that small and midsize employers can begin taking advantage of two new refundable payroll tax credits, designed to immediately and fully reimburse them, dollar-for-dollar, for the cost of providing Coronavirus-related leave to their employees.

The Act will give all American businesses with fewer than 500 employees funds to provide employees with paid leave, either for the employee’s own health needs or to care for family members. The legislation will enable employers to keep their workers on their payrolls, while at the same time ensuring that workers are not forced to choose between their paychecks and the public health measures needed to combat the virus. Click here to read more.

February Newsletter

Independent Contractor

The Independent Contractor model is under attack across the country causing disruption, confusion and in many instances loss of work for the tens of millions who enjoy its freedom and flexibility. From nurses to truckers to those trying to raise a family, the independent contractor role is vital to the American lifestyle.

Those that drive for a living have had a history of issues with the classification of workers as Independent Contractors. California, New York and New Jersey have deemed the driving/trucking industry to be one of the abusers of the Independent Contractor model and are attempting to prohibit that relationship. Click here to read more.

6 Trucking in America: Senate Hearing

February 4, 2020 – The Senate Subcommittee on Transportation and Safety held a hearing to discuss the State of Trucking in America. With various stakeholders representing the trucking industry, committee members heard expert testimony for and against the issues of the day and questioned the panel of experts on those specific hot topics. There wasn’t much in the way of consensus amongst the panel of experts, but the fact that the Committee heard from all sides was important. Several of trucking’s top priorities were discussed: Hours of Service (HOS); truck technologies i.e., automatic emergency braking, speed limiters and universal electronic identifiers; the Drive Safe Act; the industry’s driver shortage; and the 7 bands of the 5.9gh spectrum.

Hours Of Service (HOS) – To illustrate the inflexibility of a one-size-fits-all regulatory approach, the hauling of live animals was highlighted by Jake Parnell, Manager, Cattlemen’s Livestock Market; Director, Livestock Marketing Association. As noted by Parnell, often times a driver of livestock can reach a destination within the HOS limits, but in those instances where it is not possible, the safety of the animals is a key concern. Having livestock sit in a truck for 10 hours while the diver rests can be a grave scenario for the animals, costly for the business and unsafe for the driver. FMCSA has issued a Notice of Proposed Rulemaking to update the HOS requirements and has taken public comments. Click here to learn more about this hearing.

January Newsletter

S.A.F.E.: Slip and Fall Elimination Salting for Winter Safety

This article is courtesy of Accident Fund Insurance Company of America. 

When it comes to slip and fall prevention, salting and shoveling are key areas to pay attention to in any climate — even down South! As you get ready to complete these tasks, think about doing so safely in order to prevent injuries. With this in mind, we encourage you to remember the following tips when completing salting, snow removal and other winter-weather activities. Click here to continue reading.

Coronavirus Spreading

This article is courtesy of Selective Insurance. 

The spread of 2019-nCoV, better known as the Wuhan Coronavirus, has been widely reported on since the first case emerged in December 2019. Selective cares about the impact of risk to you as a business owner, so we’d like to share some information to help protect you, your staff and your operations. Click here to learn more.

Trucker Focus Express

Check out the latest issue of the Acuity Trucker Focus newsletter for timely transportation news and information. Meet the winners of our National Truck Driver Appreciation Week Contest. Acuity’s Trucking Consultant, Cliff Johnson, provides tips on how your customers can select the right camera system for their vehicles. In addition, Cliff explains how the FMCSA’s proposed hours-of-service changes will affect drivers. If you find the flagpole hidden in this issue, you could win $100!

December Newsletter

Smart Phone Use and Distracted Driving

This article is courtesy of EMC Insurance. 

There is no doubt that distracted driving causes vehicle accidents and deaths. The National Highway Traffic Safety Administration (NHTSA) estimates that 3,166 traffic fatalities, or 8.5% of traffic deaths, in the United States in 2017 were linked to driver distraction. However, there is some disagreement on how much distracted driving can be attributed to cell phone use. Click here to read more.

Ways to Manage Stress as a Trucker

This article is courtesy of Acuity Insurance.

From the days of buckboard wagons to the modern trucks operating today, the trucking industry has continued to play a vital role in our nation’s economy. However, the job can be stressful and wear on drivers over time. According to Trucking Research, a few of the reasons drivers face stress include discourteous drivers, road construction, and being away from home. Though stress is not often discussed as a key reason for the driver shortage, it may be part of the issue. Stress can cause a calm person to become impatient and frustrated with their situation and can also affect a person’s health. Click here to continue reading.

Real Life Lessons From Truck Drivers Injured at Work: Every Which Way but Loose

This article is courtesy of Midwestern Insurance Alliance

Years ago there was a popular country song with that title and the singer was describing how his girlfriend turned him every which way but loose. Then they made a movie with that theme song and Clint Eastwood starred in it, along with a chimpanzee. Clint probably made a lot of money for his performance and the chimp probably made some “chump” change. However, and once again, that has little to do with this Real Life Lesson other than being a lead in for a discussion regarding muscle strains and truck drivers.
There are several ways a truck driver can strain/pull a muscle. Examples include raising/lowering the hood of the truck, opening/closing the trailer doors, handling freight, tarping and securing loads, and even getting in/out of the truck cab. In addition to the exposure to these hazards, drivers also deal with another issue that can contribute to muscle strains – static posture (sitting in the cab of a truck for extended periods of time). Add these together and the result is several injuries due to muscle strains. Click here for more.

November Newsletter

Crash Preventability Determination Program

After 18 months of evaluating the preventability of 8 categories of crashes through submissions of Requests for Data Review, FMCSA proposes to modify the Safety Measurement System (SMS) to remove crashes found to be not preventable from the prioritization algorithm and noting the not preventable determinations in the Pre-Employment Screening Program. Click here to read more.

Drug and Alcohol Clearinghouse- Mandatory Compliance Date Jan 6th

Effective January 4, 2017, the FMCSA established requirements for the Commercial Driver’s License Drug and Alcohol Clearinghouse (Clearinghouse), a database under the Agency’s administration that will contain information about violations of FMCSA’s drug and alcohol testing program for the holders of commercial driver’s licenses (CDLs). This rule is mandated by the Agency’s MAP Act.

Beginning January 6, 2020, the Clearinghouse rule requires FMCSA-regulated employers, Medical Review Officers, Substance Abuse Professionals, consortia/third party administrators (C/TPAs), and other service agents to report to the Clearinghouse information related to violations of the drug and alcohol regulations. Click here to read more on the implementation of the Clearinghouse.

Violation of the Cooperation Clause in Your Policy Only Hurts You

Late reporting of accidents is a growing problem that can reduce your claims handlers’ ability to reduce your exposure and/or clear you of any liability and wrong-doing. In a growing number of cases, we have been receiving notices of claims from the claimants months after the incident without any prior notice from our insureds. Click here for more on the Cooperation Clause.

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Employee Contact List

Joe Webb, President
Direct: 757-774-4814

Jay Dorschel, Executive Vice President
Direct: 757-774-4812

Joby Webb
Direct: 757-774-4810

Jarratt Webb
Direct: 757-774-4811

Michael Nairn
Direct: 757-774-4815

Jamie Weaver, Office Manager
Direct: 757-774-4801

Cynthia Goodman, Senior Account Manager
Direct: 757-774-4807

Brenda Peace, Senior Account Manager
Direct: 757-774-4809

Charlotte Scott, Account Manager
Direct: 757-774-4803

Tracey Tuttle, Account Manager
Direct: 757-774-4816

Rebecca Gilley, Senior Account Manager
Direct: 757-774-4806

Brittany McNair, Account Manager
Direct: 757-774-4813
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